Sam Brodbeck

Would you roll the dice on a pensions lottery? Soon you might have to

From our UK edition

The UK doesn’t save enough. It’s a plain and simple truth that the savings and investment industry has known for decades. Politicians have finally cottoned on – and they are worried. Report after dull report has concluded there will be a generation who retires into penury, or cannot afford to retire at all, because they

Why you should care about a little-known pensions rule

From our UK edition

When you were a young child, did you ever throw away the packed lunch provided by your parents, then go around scavenging tastier alternatives from fellow pupils? No? Just me then. I can assure you this happens up and down the country every lunchtime and – believe it or not – tells us something about the benefits system.

Death and taxes: HM Revenue & Customs can’t even get that right

From our UK edition

Her Majesty’s Revenue & Customs is unlikely to be your favourite government department. But you have to pity the poor bean counters. It can’t be fun spending all day sending brown envelopes across the country in the hope of collecting enough tax to save the Chancellor’s blushes on Budget day. But now the tax office has gone too far in