Technology

When you buy a house in Britain, there is an extensive and well-established series of checks you must perform to ensure the property is suitable for habitation. When undertaking a survey, you should ensure that the boundaries of the property conform to those recorded at the Land Registry, and that the property does not lie on a flood plain or risk structural damage from coastal erosion or subsidence. Unfortunately, there seems to be no mechanism to protect householders from the worst possible eventuality — which is to find out that you have a lawyer living next door. Wherever you have a shared wall or fence, there exist countless opportunities to

Tools to help with ‘personal improvement’ were the big consumer trend of 2016. Whether it was healthy recipe boxes to overhaul your diet, a Fitbit to force you to exercise or apps to teach you another language on your commute, they were hard to avoid. Industries of all kinds predicted a future where goods and services are not only designed to fit our unique desires, but to help us shape them. In 2017 it looks like that trend is coming to banking, and it’s potentially great news for our mental health as well as our wallets. Financial technology is beginning to disrupt retail banking. Challenger banks based around an app –

I was at home enjoying an online episode of Tales of the Texas Rangers when my daughter interrupted me, wanting something on Amazon. Just to explain, Tales of the Texas Rangers was a 1950s NBC radio series featuring Joel McCrea as Ranger Jayce Pearson. There are 90 half-hour episodes available online. Once you tire of binge-listening to these, there are perhaps 200 more episodes of Dragnet and about 400 of Gunsmoke to choose from, the latter featuring the voice of William Conrad (detective Frank Cannon to anyone my age) as Marshal Matt Dillon. Yes, I realise it’s a bit weird using a fibre-optic broadband connection to listen to 1950s radio,

In 1929 John Maynard Keynes predicted that by 2029 people in the developed nations could enjoy a perfectly civilised standard of living while working for 16 hours a week. His hope was for our precious hours of extra leisure to be devoted to such edifying pursuits as playing Grand Theft Auto and watching kittens skateboarding on YouTube. (Actually he didn’t predict that bit — he suggested we’d be listening to string quartets and attending poetry recitals but, hey, that was the Bloomsbury Group for you.) Today, however, not only has the work week stayed constant but, in direct contradiction of the theory, the better-paid now work disproportionately longer hours. In

A flash of the future, over the holidays, that felt like a flash of the past. It happened on Christmas Day, just after lunch, when my father-in-law gave me a virtual reality headset. It looks like a pair of ski goggles. They used to be fearsomely expensive, but recently some bright spark came up with the idea of replacing the screen and the computing power with a slot into which you pop your phone. All you need now is a frame and a couple of lenses, and you’re off into a virtual world. You can get a cardboard one for a tenner. They’re amazing. We all had a go. First,

Controversial I know, but I feel a little sympathy for Tomasz Kroker, the lorry driver jailed for ten years for causing death by dangerous driving; distracted by his mobile phone, he killed four members of the same family on the A34 by failing to notice that the traffic ahead had stopped. I don’t mean to say that he was not grievously at fault. First of all, he was using the phone in his hand. This is a doubly dangerous thing to do. Since you cannot brake fully until you have both hands braced on the wheel, the act of unhanding your phone adds around a second to your reaction time;

Do any of us honestly have any idea how serious the Hillary Clinton email scandal was? I haven’t got a clue. Her actions could have been a neglectful oversight or a heinous criminal act. We don’t know. Clinton was an avid BlackBerry user and, on becoming secretary of state, claimed she didn’t know how to handle email on the desktop computer the government provided. When the National Security Agency was unable to find a secure way of sending classified information via her BlackBerry, Hillary simply continued using it, along with the old email address and server she had used while out of office. She never had an @state.gov email address:

“Is she really going out with him?’ asks the old Joe Jackson song about a mixed-attractiveness couple. ‘They say that looks don’t count for much — there goes your proof.’ High society used to abound with couples in which the woman was far more beautiful than the man. But while we can still point to famous aesthetically mismatched partners (pudgy Trump and pulchritudinous Melania anyone?), the mating patterns of the young now mean we are witnessing the death of the mixed-attractiveness couple. This is thanks to the way millennials fall in love — more often than not, online. They flick through potential matches on sites such as Match.com and MySingleFriend

Bank staff might no longer recognise your face when you walk into a branch – but a banking app might. Biometrics (the authentication of your face, voice or fingerprint) are among the futuristic features offered by a new breed of banks which reckon branch networks, call centres and websites are on the way out. These days it’s all about the app and, in some cases, the app alone. If you want to grab some of the best savings rates on offer, opening and running your account on your smartphone is your only option. Atom Bank is currently topping the tables for one and two-year fixed rate bonds (at 1.4 per cent