Property

A month ago I wanted to travel to Bath for a 60th birthday party. From Kent, this either involves a Tube journey to Paddington or traversing the south-western stretch of the M25, where — in the rare moments you are not in stationary traffic — you have the even worse experience of driving over 10,000 misaligned slabs of ribbed concrete. But deep in my hippocampus, I remembered seeing a train to Bath on the departures board at Waterloo. This would let me travel from Seven-oaks to Waterloo East, avoiding the Tube. I looked online, but the website denied all knowledge of such trains. It told me to take the Underground

Of the 375,000 listed buildings in England only 2.5 per cent are Grade I. Half are churches; many are otherwise uninhabitable, such as Nelson’s Column or the Royal Opera House. There are perhaps only 2,500 Grade I listed buildings in England in which you can feasibly live: these include Buckingham Palace and the Sutherland gaff. Eighteen years ago, when we had twins and decided to move out of London, my wife discovered a four-bedroom apartment in the roof of a Robert Adam house a mile outside the M25. To our astonishment, it was barely more expensive than ordinary housing of similar size nearby. I recently asked my neighbour, an economist,

A few years ago, someone asked me how to fix social care costs for the elderly. One eventual idea of ours was that, at age 65, people could pledge to pay a higher level of inheritance tax as a form of insurance against social care costs. If, say, you pledged £20,000 of the value of your estate, you would receive an annuity worth perhaps £150,000 should you develop dementia or need long-term care. This, we thought, would be appealing enough to be made voluntary. The idea was designed to align with a known property of human psychology called Prospect Theory, which  shows that people much prefer a small, certain loss

A gentleman on Twitter ‘writes’ to say I’m boring him with my house move. ‘Snooze-fest’, says this chap, and he posts a little yellow unhappy face or ‘emoticon’, which passes for articulate on Twitter. I’ve never heard of this fellow, although it is likely he is some kind of pundit with followers in the blogosphere who rely on him to tell them what is boring and what is not. I suspect I’m not alone in not knowing who he is, and that no one, including his own mother, has heard of him and that this being Twitter it is entirely likely he has not even heard of himself. However, I

If it takes any longer to find a buyer for my London flat I am going to start coming to the conclusion that it is perfect for me in my old age. Forget moving to a cottage with a vertiginous staircase in the inhospitable countryside, this two-bedroom apartment minutes from the hustle and bustle is just the thing for an aging couple like the builder boyfriend and me. ‘Think about it,’ said the BB the other evening, as we sat in my cosy living room, he nursing the usual aches and pains he brings home after a hard day on a roof. ‘This is just what we need. It’s handy

Unexpectedly re-available is a very good phrase. I have often seen it applied to house advertisements and thought how fabulously impertinent it sounds, so I am asking the agents to attach it to the description of my flat now that it is back on the market after a right old hoo-ha with the buyer from hell. Unexpectedly re-available is a grammatical tongue-twister, and a euphemism that manages to be both enigmatic and facetious at the same time. I also like it because it speaks to me on a personal level. I have been unexpectedly re-available countless times and I wish I had thought of saying so whenever I went on

Fine, so I got it completely wrong. It turns out the sale of my flat was not held up by a wiggle in the garden, but by a kink in the kitchen. This kink in the kitchen is far more serious than a wiggle in the garden. I should have realised that, the buyer’s solicitor has complained. I don’t know why I got the idea that exchange of contracts had been delayed by a mistake in the plan for the garden, but I’m struggling to keep up. I’ve been deluged with complaints about absolutely everything I had thought was fine. From the crisp new electrical safety certificates to the diligently

The problem holding up my house move turns out to be a wiggle. Have you ever had a wiggle? It sounds jolly enough but, believe me, you don’t want to go there. If you have a wiggle in your garden, you had better be prepared for the worst. I had no idea about this wiggle, because when I bought the flat I only had my lawyer scrutinise the Land Registry documents to a normal degree, which is to say I asked him if everything was broadly all right, and when he confirmed that it was I told him to proceed. I have lived in the flat quite happily since 2002