Dear Mary…
Q. I understand that, even though my husband and I are reasonably well paid (our joint income is £65,000), we may still be entitled to something called child tax credit for our new baby – this on top of child benefit. How do I find out if this is true with the minimum of annoyance, Mary?
T.St.A., Cornwall
A. I am glad that you brought this matter up. Astonishingly, you are probably eligible for some monies, since apparently anyone with an income of less than £66,000 and a child under one can benefit. Those couples with joint incomes of less than £50,000 are entitled to credit worth £545 annually at the very minimum. However, you must submit your claim before 5 July, and for once it is easy to compute how much you will be entitled to receive because you can fill in a detailed 12-page form online to see how much it is.
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