Dear Mary…
Q. An adored friend, with whom I regularly have lunch, always insists on ‘supporting’ his club. These lunches are deeply enjoyable but, as the member, my friend is the only one allowed to settle the bill. I have tried pressing cash on him when off the premises but, although he knows I have more funds at my disposal than he does, he always refuses outright. As he simply won’t go elsewhere, I have no opportunity of returning the hospitality. I know I am not the only beneficiary of this largesse (which he can ill-afford) and that, frankly, his wife feels rather tight-lipped about the whole business. What can I do?
S.H., London SW1
A. You could access the details of your dear friend’s bank account number and branch, if necessary, by asking him to give you a cheque for a tenner for some charity or other.

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