Kate Andrews Kate Andrews

Why interest rates continue to rise

The Governor of the Bank of England, Andrew Bailey (Credit: Getty images)

The Bank of England has hiked interest rates again, taking the base rate from 4.25 per cent to 4.5 per cent. This is the 12th consecutive rise, voted for 7-2 by the Bank’s Monetary Policy Committee (MPC). It takes rates to their highest level since 2008.

The Bank had hoped it could stop raising interest rates months ago. It would require evidence of ‘persistent pressures’ on prices for them to keep hiking the base rate, the MPC said in February. But since then, we’ve had two more rate rises: one in March, which took the base rate from 4 per cent to 4.25 per cent. And another today. So when will interest rates settle down?

The narrative from the Bank is largely unchanged. It says the decision to continue to up rates stems from ‘continuing to address the risk of more persistent strength in domestic price and wage setting’.

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