Nathalie Spencer

Top money tips for a new school term

It’s that time of year again – the air is turning crisp and pencils are being sharpened. Back to school. Many will be starting off a new chapter at university. While juggling the demands of course work and lectures with parties, Fortnite, and beer, who has time to think about finances?

But if there is something worse than getting your card declined at the late night take-away, it’s having to ring up mum or dad asking for a loan. So here are some ways to approach the new academic year to set yourself up for a semester of financial wellbeing.

  • Don’t be an ostrich. It can be tempting to live in ignorant bliss when the alternative is to face up to grim news of a bank balance approaching zero. So tempting that it even has a name in behavioural science: the ostrich

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