Helen Nugent

There’s a shed-load of valuables in your garden, but are you insured?

Ah, Chelsea. Or in my case, ah, Tatton. It’s that time of year again when the Royal Horticultural Society revs up for its slew of annual flower shows, allowing us green-fingered enthusiasts the chance to seek out the lesser-spotted Titchmarsh and the perennially pleasing Monty Don.

It’s also a good time to do an inventory of our own gardens, not least the garden shed. You might not know it, but that building at the bottom of the lawn could be harbouring a shed-load of uninsured valuables.

While a fair few sheds are home to nothing more than old pots, bits of string and rusty shovels, many are full of items that thieves would like to get their hands on. According to new research by insurance provider Policy Expert, the average household stashes £1,787 of valuables in sheds and garages, with one in 10 containing more than £5,000 worth of kit.

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