Isabel Hardman Isabel Hardman

Social care reforms: the good and bad news

Jeremy Hunt is unveiling the government’s long-awaited reforms to the funding of social care today. This is the next announcement in the government’s mid-term review series, and while it addresses a serious issue, it’s probably the biggest disappointment to date, and not just because it doesn’t match the ambition of the reforms proposed by Andrew Dilnot.

The good news is that no-one will have to pay more than £75,000 for the costs of their social care: that is the personal help, washing, and clothing, but not the cost of accommodation or food. The government says this upper limit means insurance companies will now be able to offer policies which cover the money spent up to that £75,000 cap, which means the concerns of charities and campaigners that are widely reported this morning are unfounded.

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