Fraser Nelson Fraser Nelson

Regulating for the future

One of the biggest dangers posed by the credit crunch is the instinct to introduce regulations that would stifle any economic recovery. Those whose memories only really cover the boom years might think the mistake was light-touch regulation and that you now need heavier regulation. That’s why the debates in the Lords on this subject are far more informative than those in the Commons: the upper chamber has people who are veterans of economic warfare and know the danger of jumping too much the other way. Here are some edited extracts of my interview with Lord Lawson (read the full transcript on the Spectator Inquiry wiki site) who makes the case for a British Glass Steagal Act.

Do you think the FSA was structurally unable to see what has happening?

Well it has admitted that it completely failed over Northern Rock but in fact it failed over everything, not just Northern Rock.

But do you think it was because the FSA members were doing a bad job, or simply because the FSA was wired up wrongly?

You need a degree of experience and expertise which these people [on the FSA] wouldn’t have.

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