Real Life | 20 June 2009

I’m a sucker for insurance. If you are naturally suspicious and inclined to pessimism then insurance is a drug you have no control over. You are either fantasising about how you can get more of it, or else desperately trying to make do with less of it. No matter how you adjust the dosage you can never get it right.

If you are also superstitious there is an added dimension. I’m not only hooked on the insurances I have, I’m hooked on not having the insurances I don’t. For example, I did not take out a pet plan when the vet suggested it, so now the cat and rabbit must remain uncovered forever. This is because I have since spent thousands on vet bills so am committed to making my non-insurance strategy work by not adding to the expense by also taking out insurance. This is madness and will never work.