Laura Whitcombe

My current account is rubbish but I’m not switching

Your current account provider is probably rubbish value for money and you’d be better off switching banks. That’s the message the Competition and Markets Authority put out earlier this week.

The watchdog reportedly spent £5 million on a lengthy report that took ages to write, £5 million to do what I just did in one sentence that took seconds. Maybe the CMA should have hired me to pen the report and saved the taxpayer a fortune. But I digress.

Of course, the CMA is correct in its findings and consumers really should be more aware about the value their bank account offers them and the merits of switching. The savvy ones among us know that apathy never goes rewarded in any aspect of consumer behaviour – whether that’s where we buy our groceries, who supplies our energy or where we bank.

The report identified a few areas where it would like to see improvements.

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