Taking care
Sir: I agree completely with Leo McKinstry that care for parents should be paid out of their estate (‘Home economics’, 15 May). The costs of care are what people effectively work for, not for the passing on of wealth paid for by the taxpayer.
My mother lived until she was 100, and was in care for almost 14 years. Although she had a property and shares, we funded her care until her cash/share balance was £15,000. After this time she was means-tested and between her pension and the rent from her flat, we were able to pay for some of the care, with the rest paid for by the local council.
On her death the property was sold and the effective loan from the local authority was paid out of the proceeds of the sale. She was not forced to sell her property until she died, which allowed rent to be used to pay for some of the care.
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