When a new vacuum cleaner was delivered to my house last week I assumed it was a belated birthday present from my mother-in-law. A veiled reference to the fact that I’m a surrendered husband, perhaps? Not one to look a gift horse in the mouth, I removed the packaging, stuck it in the cupboard under the stairs and didn’t think any more about it.
Then, a couple of days later, another ‘gift’ arrived: an industrial-strength mattress protector. Surely, that couldn’t be from my mother-in-law, too? I looked at the label and it was addressed to ‘Tobias Young’, rather than ‘Toby Young’, which was odd. It had been bought from a large furniture retailer called Wayfair.
My first thought was that I must be the victim of some sort of scam, but I couldn’t work out what. If someone was using my Visa Debit card to buy furniture, why were they sending it to me rather than themselves? I checked my bank account anyway, but no payments had gone out to Wayfair.

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