Ross Clark Ross Clark

Covid is hastening the creep towards a cashless society

iStock 
issue 13 February 2021

If your local pub ever reopens, don’t be surprised if one thing is missing: the till. The anti-cash lobby is seeking to take advantage of the pandemic to rid us of our banknotes once and for all. When UK Finance — the trade body for the banking and payments industry — pushed the government two weeks ago to increase the limit on contactless card payments to £100 (it was raised from £30 to £45 at the beginning of the pandemic), it was a new offensive in a campaign for a cashless society which has been going on for years.

Small shops might fight back — the British Retail Consortium warns of high fees charged by card issuers and that some of its members are losing thousands from incomplete contactless payments — but there are far bigger forces at play. The ‘fintech’ (financial technology) industry has sniffed its big chance, and it is going to play dirty.

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