Best Buys: Two-year fixed rate mortgages | 8 January 2019

I blame Charles Dickens, personally: he of David Copperfield, Little Nell, Oliver Twist and, of course, Tiny Tim. He’s the father of what you might call the orphan-industrial complex, which is to say, the discovery that there is a fantastic amount of money to be made out of the sentimental feelings aroused in the well-heeled